Meet Tiffany “The Budgetnista”

The Budgetnista Interview


Tiffany “The Budgetnista” Aliche / On a plane and Newark, NJ

1.  What is your passion in life?

To live a purposeful, passionate life and to help others along the way.  Oh and traveling.

2.  What is your current job?

I’m self employed as a fun, financial literacy coach (heavy emphasis on the fun).

3.  Do you own your own business? If so, what is the name and the mission?

C.L.D. (Control, Lead, Develop) Financial Life / The Budgetnista

The mission and vision of my firm CLD /The Budgetnista is to teach all of my clients how to Live Richer (to purposely and passionately pursue your ideal life). Personal finance is one of the tools I use to achieve this goal.

4.  Did you have any fears when first starting your business?

Of course!

– Not being able to make enough money to support myself

– Lack of knowledge

– The opinion of others

– Making mistakes and their subsequent consequences.

– My unknown future

5.  Did you have any insecurities when first starting your own business?

Yes, I was insecure about my abilities. I wasn’t sure if I was capable of delivering on the promises rendered. I’ve since learn to under-promise and over-deliver.

6.  Describe your brand in one word.

Possible

7.  Do you have any past failures that you can tell what you did to learn from them?

Yes. I was fired from my very first speaking engagement because of a tweet. After being hired by the company to do a series of financial literacy seminars, I excitedly went on twitter and tweeted the details of the job in a reckless and arrogant way. I’m ashamed to say it but I tweeted:

 

“___________ company in _____, NJ just hired me to speak & I’m getting paid doctor rates!!”

 

I can laugh about it now, but they weren’t laughing. Someone in their corporate office found the tweet and faxed it to the location were I was to speak. I was immediately un-hired and told that I was a security risk and that I showed very poor judgment in bragging about the rate we agreed upon. Needless to say, I felt terrible.

The lessons I learned from that embarrassing experience are, the power of social media and the importance of humility.

8.  Who are your target consumers? Would you want to change this?

My target consumers have chosen me, so no, I wouldn’t want to change them. Although I have customers from every demographic imaginable, the overwhelming majority are professional women of color ages 21-40.

9.  What inspires you?

Books

My motherland; Nigeria, Africa

My failures, my successes

10. Who inspires you?

My parents

Dream Catchers: My entrepreneur friends

My 4 sisters

11. What is always at the back of your mind?

There is NO plan B.

I was not built to be ordinary

12. What do you want to change about your job or career right now?

Although I have a long way to go, I’m just were I should be. To me, success is just as much about the journey as it is the arrival. And I’m thoroughly enjoying the ride.

The only real change that I’d make right now, is that I’d really like an active mentor.

13. What advice do you have for others?

Live Richer: purposefully and passionately pursue your ideal life.

It doesn’t make sense to wait to live ideally “one day”.  Figure out how you can get your Happy now, and do it.

14. How do you motivate yourself?

I read A LOT. A good book can be a reprieve to help me recharge, give me new ideas, and push me to stretch my abilities.

I also study successful people. Some well known and famous, but most are not.

15. Did you have any obstacles that you overcame to get to where you are now?

Yes, the biggest one was convincing clients to take a chance on an unknown brand, The Budgetnista. Finances are difficult enough to share, but especially with someone you don’t know.

Another obstacle was writing and self-publishing my book, The One Week Budget. I cried so many times!

When you self-publish you have to do EVERYTHING; write, get the cover and inside pages designed, market yourself, figure out printing and pricing, and pay for everything.

It was one of the hardest times in my life because I didn’t have a road map and no one I knew had done it before me so I stumbled around in the dark. It was also one of my most rewarding experiences and I now help coach other authors on how to navigate the process.

16. Where can we find you on the web?

On my site: http://thebudgetnista.biz/

 


2011 In Review

Me in March 2011.

Happy.

Sad.

Monumental.

Gazillion of lessons.

Lost friendships.

Gained friendships.

Ended a relationship that never should have been.

Semi-Rekindled a relationship with a close family member.

Met some women.

One is a potential.

Got a couple of jobs (PT but helpful nonetheless).

Decided that I am not going to pigeonhole myself to stay here in St. Louis.. I am single with no dependents.

Hosted two events… One here in Saint Louis and another in Chicago:

“Embracing Who You Are”

“Youth Self-Empowerment”

Learned my niche and how to stay in my lane.

Was apart of “Embrace The Skin You’re In” hosted by Brittany “Miss Fitt Britt’ Ramsey.

Got burned by people using me and stealing ideas.

Placed myself into some financial troubles.

Went to Florida to see my nieces, oldest brother and sister in law.

Watched my older younger brother complete one of his biggest dreams (Becoming a Police Officer).

Got the EIN number for my business.

Met and interviewed Lisa Price.

Met and got business advice from Rae Lewis Thornton *Sad that I don’t have a picture :-(.

Was apart of a great movement “Show Me The Blog” birthed by Danyelle Little.

Met and Stanned for Miss Robbie of Sweetie Pies.

Gained three mentoring clients.

Became apart of a movement “I’m Gay Now What” which is a mentoring Non Profit for LGBTQ Teens.

Did a guest post on a national blog Nicole Clark about “Hate in the LGBTQ Comminity”.

Applied for Graduation and will be walking across the stage May 11, 2012.

 

Me December 2011

I came into my own this year. I love who I am and no one can take that away…

Always make sure that you learn from the lessons that you go through in your life. Good or bad, there is always a message.

I want to take the time out to thank you all for reading and supporting my blog. I started this blog on WordPress in August got way over the amount of views that I expected. That means a lot to me and you all can expect more blog posts (not gonna say daily) from me in the new year….

Love you all, God Bless and Happy Early New Year.

 

XoXo, Javania


Meet Ashley Nash

Ashley Nash, Opelousas, LA

  1. What is your passion in life? To become the creative director of my own company and own a boutique.
  2. What is your current job? Graphic Designer [Student Worker]
  3. Do you own your own business? If so, what is the name and the mission? Urban Serenity (Jewelry and accessories company) & Fresh Perspectives Photography and Graphic Design (Photography and Graphic Design)
  4. Did you have any fears when first starting your business? No
  5. Did you have any insecurities when first starting your own business? No
  6. Describe your brand in one word. Innovative
  7. Do you have any past failures that you can tell what you did to learn from them? When attempting to take the GRE, I went in head first without trying to study. I did not get into the first grad school I wanted and I learned that I should study to be prepared.
  8. Who are your target consumers? Would you want to change this? Women for the jewelry/accessory line. A variety of people for photography and graphic design. No changes are needed thus far.
  9. What inspires you? Living my dream.
  10. Who inspires you? My mother
  11. What is always at the back of your mind? Always looking for a way to push myself or be better.
  12. What do you want to change about your job or career right now? I’d like to be doing graphic design on a more professional level.
  13. What advice do you have for others? Fears are your biggest liars.
  14. Where can we find you on the web? www.ashnash.com www.twitter.com/ashnash www.ashnash.tumblr.com www.urbanserenityonline.com

 

 


Pitching Your Services

When you are a speaker and no one really knows who you are, getting your name out in a positive way is hard at first.  Yes, you send out emails and might get a response or two but you are not getting the responses you hope for.  You are putting yourself on the line for  your business and if you are a starving entrepreneur then you are REALLY praying for someone to respond to you.  After all you are not sending out pitch emails and proposals for fun or your health.  If you have sent out 5+ emails and no one has responded to you, there is someone wrong.  Maybe they feel that they don’t need the service, or  you have not sold yourself, and there are typos in your emails. Something!

When I would send out pitch emails and proposals I would either not get a response, or I would get something like “Javania, we would love to have you come and speak to our students but there is no money in the budget to pay you”.  Now maybe some schools, NPOs, or churches really  do not have money to pay but EVERY response should not be like that.

And then I would send “I am still willing to come and speak because I need the experience” (wrong move)

I went deep and figured out what I was doing wrong.

1. I talk too much.

2. What I thought was a proposal was NOT a proposal.

3. I did not make them feel as if they needed my services over all the other people who sent pitch/proposal emails.

4. I spoke about money first.

If this is you also, it’s time to make some changes and only you know those changes, or find an editor who can help you.  They are a life saver.

The changes I made are

1. Found a editor to edit what I was sending out.

2. Stopped pressuring myself to feel as if someone needed to respond to me. (They now know where to find me)

3. Left a lasting impression so that they will feel compelled to respond.

4. Let go and Let God.

When you have a service that is needed you breathe and live for your work, and people will come.  As long as you are authentic and real in your approach, they will feel like they just have to have someone from you. So put on your thinking cap and figure out how to change your approach and you will be amazed as how many people come knocking down your door.