Day 29:

Goals for the next 30 days:

I always have goals lined up and sometimes I complete them and sometimes I don’t.  It just depends on how I am feeling.

A few of my goals for the month;

*Open up more to my friend

* Finish second Ebook

*Get mentally prepared for Fall Semester

*Finish application for Spring 2013 (will tell more later)

*Gain new insight on online marketing

*Find a new job

*Continue to become financially stable

 

What about your goals for the next 30 days?

 

Want to find out more about the challenge? Check out Spoken Words & Thoughts.


One Year Ago..

This day last year I was hosting my first event…

I was a nervous wreck, and nothing went as I had planned.

But….I learned a very important lesson that day…

SHIT HAPPENS..

Even when you have your whole day planned.

AND IT’S OKAY. It’s how you react to things not going the way planned.

I spent my savings to host this event and sold one ticket. I still have that invoice posted on my cork board because that one ticket meant alot to me. More than the person who bought it knows. I know what my passion is and I have to diligently follow through. I have not had another event simply because I have not had the extra money to do so.

However, I have come up with some ways to have events by saving money and I am definitely working on things for 2013. The rest of 2012 will be spent with me getting all of my goals written down and planned for the next year so I can start off the right way. Being an entrepreneur is all about learning and making mistakes but not continuing to make the same mistakes. I know that I have made alot of mistakes, mostly monetary which is why I am okay with taking my time now. Rushing will get me nowhere, and I have proof!!

Where were you this time last year and what was going on in your life?

 

One step down memory lane:


FAITH

When you believe without fear many doors will open for you.  There has been many times where I felt that I did not know what I was doing where I was going, and plain ole stressing about day-to-day expenses.  Since I have learned to stop stressing things have been better for me. BUT my ego and pride was hurting me with out me knowing it.. Since I let go of stress AND my Ego, Pride I have not been as sick and I am happier about living.  Stressing brings about many issues that you wouldn’t realize until after you have gone through that time.  I was raised to be very independent and at times I have to look at myself and shake my head because of the things I struggled with alone that I do not have to.  I firmly believe that when your ego and pride prevents you from asking for simple things the universe makes it harder for you.

I will give you a real example from my life:

Last month I had my rent, when to turn in my rent check and then left to go work out.  While drive I was hearing this loud noise coming from the left back side while my car was moving but would stop when I was not moving.  When I got to my friends house I got out to look at the back of my car my tire was flat with this biggggg ole piece of metal in my tire.. I immediately was like, geez if it is not one thing it is another.

But I did NOT stress, I just took it with stride.  I was calm and felt that I couldn’t not do anything about it then, so to just keep it moving and worked-out.  Even when I went to a mechanic, and they could not patch it because the hole was too big I remained calm. I was sent to another mechanic and they were able to help me. A patch was $15 and a used tired was $40. I got the used tire because that metal ripped my tire on the inside. When it came time to pay, I handed the mechanic one of my credit cards, that card was declined.  I then gave him another credit card that card was declined as well. I gave him another credit card and that card was declined.  I was like damn, three credit cards and none are going through… my thought was “well my rent check will bounce”.  I handed him my debit card. Then started stressing because I did not have any extra money to pay for this tire. After I left I called my apartment complex to see if they could hold my rent check because I was going to get paid on that coming Wednesday… They have a check scanner and had already scanned my rent check. I was trying to figure out where I could get $4 from. I went through my change and did not have it, looked through old purses and wallets and could not find four dollars..

Through out this whole process the thought of calling my family NEVER crossed my mind.  I cried myself to sleep that night,  woke up, and THEN thought about what family member I was going to call for help.  Didn’t want to call my brother because he had just helped me pay a minimum balance for one of the credit cards that was declined. I called one of my aunts and asked for $4.  My aunt was like why would you just ask for $4, and my response was that is all I need auntie.  We talked and I then sent her my bank information.

That one phone call stressed me out to the point where I was feeling like a failure for not having $4.  Simply because my ego and pride was too big to pick up the phone and call home, I also learned a valuable lesson.

The devil has a way of holding you back when you are not humble. Now I have been yelled and fussed at on numerous occasions about now calling on family when I need something.  When your pride is bigger than life because you don’t want to seem like “whatever” God will being you back to a reality that you don’t understand while you are going through whatever you are going through.

Plain and simple I was embarrassed.

 But WHY?

I felt that I should be at a place in my life where I should not have to call and ask for help or money.  Well…… truthfully I NEVER call and ask for help.

I just suffer.

I just starve.

Until my next payday…. Which is a little extreme.. I NOW know this..

Once I figured out that I was suffering and struggling as much as I was because of my ego and pride I vowed to stop.

Here are the steps I took (disclaimer, this is how I got over MY issues, this may not work for you but feel free to use them if you want):

  • Prayer. Once I prayed to God asking him to take my ego and pride from me I have been responding and reacting to situations differently.
  • Practice. I started practicing on how I would ask for help when I NEEDED said help.  I made up scenarios and practiced how I would react.
  • Reassurance real like events.  Something happened day after day and that is how I got my conformation that I needed to let that ego and pride go for good.

My faith is getting stronger daily and I know that there is reason behind this.  I am so thankful for the learning I am being provided.  When you are going through trials you may not understand at the time, but after those trials are done. YOU will see and understand.

What stress and struggle have you forced onto yourself? How did you overcome and stop bringing pain onto yourself?


Meet Tiffany “The Budgetnista”

The Budgetnista Interview


Tiffany “The Budgetnista” Aliche / On a plane and Newark, NJ

1.  What is your passion in life?

To live a purposeful, passionate life and to help others along the way.  Oh and traveling.

2.  What is your current job?

I’m self employed as a fun, financial literacy coach (heavy emphasis on the fun).

3.  Do you own your own business? If so, what is the name and the mission?

C.L.D. (Control, Lead, Develop) Financial Life / The Budgetnista

The mission and vision of my firm CLD /The Budgetnista is to teach all of my clients how to Live Richer (to purposely and passionately pursue your ideal life). Personal finance is one of the tools I use to achieve this goal.

4.  Did you have any fears when first starting your business?

Of course!

– Not being able to make enough money to support myself

– Lack of knowledge

– The opinion of others

– Making mistakes and their subsequent consequences.

– My unknown future

5.  Did you have any insecurities when first starting your own business?

Yes, I was insecure about my abilities. I wasn’t sure if I was capable of delivering on the promises rendered. I’ve since learn to under-promise and over-deliver.

6.  Describe your brand in one word.

Possible

7.  Do you have any past failures that you can tell what you did to learn from them?

Yes. I was fired from my very first speaking engagement because of a tweet. After being hired by the company to do a series of financial literacy seminars, I excitedly went on twitter and tweeted the details of the job in a reckless and arrogant way. I’m ashamed to say it but I tweeted:

 

“___________ company in _____, NJ just hired me to speak & I’m getting paid doctor rates!!”

 

I can laugh about it now, but they weren’t laughing. Someone in their corporate office found the tweet and faxed it to the location were I was to speak. I was immediately un-hired and told that I was a security risk and that I showed very poor judgment in bragging about the rate we agreed upon. Needless to say, I felt terrible.

The lessons I learned from that embarrassing experience are, the power of social media and the importance of humility.

8.  Who are your target consumers? Would you want to change this?

My target consumers have chosen me, so no, I wouldn’t want to change them. Although I have customers from every demographic imaginable, the overwhelming majority are professional women of color ages 21-40.

9.  What inspires you?

Books

My motherland; Nigeria, Africa

My failures, my successes

10. Who inspires you?

My parents

Dream Catchers: My entrepreneur friends

My 4 sisters

11. What is always at the back of your mind?

There is NO plan B.

I was not built to be ordinary

12. What do you want to change about your job or career right now?

Although I have a long way to go, I’m just were I should be. To me, success is just as much about the journey as it is the arrival. And I’m thoroughly enjoying the ride.

The only real change that I’d make right now, is that I’d really like an active mentor.

13. What advice do you have for others?

Live Richer: purposefully and passionately pursue your ideal life.

It doesn’t make sense to wait to live ideally “one day”.  Figure out how you can get your Happy now, and do it.

14. How do you motivate yourself?

I read A LOT. A good book can be a reprieve to help me recharge, give me new ideas, and push me to stretch my abilities.

I also study successful people. Some well known and famous, but most are not.

15. Did you have any obstacles that you overcame to get to where you are now?

Yes, the biggest one was convincing clients to take a chance on an unknown brand, The Budgetnista. Finances are difficult enough to share, but especially with someone you don’t know.

Another obstacle was writing and self-publishing my book, The One Week Budget. I cried so many times!

When you self-publish you have to do EVERYTHING; write, get the cover and inside pages designed, market yourself, figure out printing and pricing, and pay for everything.

It was one of the hardest times in my life because I didn’t have a road map and no one I knew had done it before me so I stumbled around in the dark. It was also one of my most rewarding experiences and I now help coach other authors on how to navigate the process.

16. Where can we find you on the web?

On my site: http://thebudgetnista.biz/

 


Meet Nicole Clark

Name and Location: Nicole Clark, New York City

1. What is your passion in life? : My passion centers around educating, including, affirming, and empowering women of color (women who identify as Black, Latina, Asian/Pacific Islander, and American Indian/Indigenous) to becoming change agents in their lives around sexual and reproductive health. I work to make sure that women of color have equal access to medically accurate throughout the spectrums of sexual and reproductive wellness.
2. What is your current job? : I currently work as a social worker at a national advocacy organization that serves people affected with and by HIV/AIDS and homelessness.

3. Do you own your own business? If so, what is the name and the mission? : I recently began my consulting business called Nicole Clark Consulting, where my mission is “Infusing Passion & Creativity to Improve the Health and Lives of Women & Girls of Color”. I share my experiences and expertise on sexual health, reproductive justice, advocacy, images of women of color in the media, street harassment, HIV prevention, community organizing, gender-based violence, and self care.

4. Did you have any fears when first starting your business? : My initial fear was wondering if I had anything to add to this particular field of activism, followed by if I could ever fully get to the point where I can make a substantial living writing, consulting, and speaking on these issues.

5. Did you have any insecurities when first starting your own business? : As I got more into my blogging and started back conducting workshops and speaking engagements (I took some time off between 2008-2010 to attend graduate school for social work), I started to worry more about my personal brand and how I can strategically set myself apart from others in order to generate better opportunities.

6. Describe your brand in one word. : Empowerment

7. Do you have any past failures that you can tell what you did to learn from them? : I haven’t been in my consulting business for very long, so I don’t have any marked failures yet. I guess one ongoing problem I have is over-extending myself and taking on too many opportunities, which has led to burn-out on occasion. Also, trying to balance my 9-5 with my consulting business is always a challenge.

8. Who are your target consumers? Would you want to change this?: My target audience is women and girls who indentify as Black, Latina, Asian/Pacific Islander, and American Indian/Indigenous.

9. Who inspires you? : I often get inspiration from women of color who have decided to live life on their own terms. On my blog, I’ve created the Women Making Moves! series, where I interview women of color in various fields who have found passion in their lives and work. I initially began the series as a way to encourage myself, but I’ve found from many of my readers that the interview series is a favorite of theirs as well.

10. What is always at the back of your mind? : I’m always thinking of how I can be more effective in my blogging style and how I can interact with my social media followers to increase their trust in me. I also think about my family a lot. I’m originally from Georgia and the majority of my family is still in the south. While I’m grateful for the chosen family I’ve developed in New York City, there’s nothing like being with the people who make you…you. I try to go home as often as I can.

11. What do you want to change about your job or career right now? : The biggest change I am making in my career is getting everything in place to fully transition into full-time consulting.

12. What advice do you have for others? : One biggest piece of advice I have comes from a song called “Open Your Eyes (You Can Fly)” by Vanessa Williams and Me’shell Ndegeocello . The lyrics are “You can’t wait for others to applaud what you do. So just congratulate yourself and start something new.” Receiving recognition is always nice, but when we rely heavily on it to the point where it affects our sense of self, it can become problematic. We should also be striving to grow better and to strive higher, and to help others along the way.

13. How do you motivate yourself?: I motivate myself by surrounding myself with friends and family that love me for me. I also create communities that are reflective of who I am as a personal and professional.. Since I am a social worker, activist, and college/graduate school graduate, I try to keep strong ties with people I’ve met that fall into these communities for me.

14. Did you have any obstacles that you overcame to get to where you are now?: The biggest obstacle I’ve ever faced (and continue to face) are the self-defeating thoughts and negative self-talk. Perception is reality, and how you feel about yourself ultimately manifest itself into your surroundings, how you interact with others, and how they respond to you.

15. Where can we find you on the web? You can find me at my website, as well as on Facebook, Twitter, and LinkedIn.


2011 In Review

Me in March 2011.

Happy.

Sad.

Monumental.

Gazillion of lessons.

Lost friendships.

Gained friendships.

Ended a relationship that never should have been.

Semi-Rekindled a relationship with a close family member.

Met some women.

One is a potential.

Got a couple of jobs (PT but helpful nonetheless).

Decided that I am not going to pigeonhole myself to stay here in St. Louis.. I am single with no dependents.

Hosted two events… One here in Saint Louis and another in Chicago:

“Embracing Who You Are”

“Youth Self-Empowerment”

Learned my niche and how to stay in my lane.

Was apart of “Embrace The Skin You’re In” hosted by Brittany “Miss Fitt Britt’ Ramsey.

Got burned by people using me and stealing ideas.

Placed myself into some financial troubles.

Went to Florida to see my nieces, oldest brother and sister in law.

Watched my older younger brother complete one of his biggest dreams (Becoming a Police Officer).

Got the EIN number for my business.

Met and interviewed Lisa Price.

Met and got business advice from Rae Lewis Thornton *Sad that I don’t have a picture :-(.

Was apart of a great movement “Show Me The Blog” birthed by Danyelle Little.

Met and Stanned for Miss Robbie of Sweetie Pies.

Gained three mentoring clients.

Became apart of a movement “I’m Gay Now What” which is a mentoring Non Profit for LGBTQ Teens.

Did a guest post on a national blog Nicole Clark about “Hate in the LGBTQ Comminity”.

Applied for Graduation and will be walking across the stage May 11, 2012.

 

Me December 2011

I came into my own this year. I love who I am and no one can take that away…

Always make sure that you learn from the lessons that you go through in your life. Good or bad, there is always a message.

I want to take the time out to thank you all for reading and supporting my blog. I started this blog on WordPress in August got way over the amount of views that I expected. That means a lot to me and you all can expect more blog posts (not gonna say daily) from me in the new year….

Love you all, God Bless and Happy Early New Year.

 

XoXo, Javania


My Life Intentions

I have been reading “Make Under My Life”  by jewelry designer and blogger Jess for the past two years.  Her mission is to live a better life with intentions and I fully understand and want the same for my life.  She has this project where other bloggers can design their life intentions and send to her to be featured on her blog.  I have had this on my to-do list for the past four months and I have finally sat my tail down and wrote them out. J I hope you all enjoy and look forward to living your life with intentions in the near future.

Do It Myself- Design Your Life

Healthy Living Intentions-

I have been working out continuously for the past seven months, I am at a place where I want to tone and loose these extra pounds.  I stopped eating fried foods, but French fries and sweets are my weakness.  I intend to stay on the path I am with my fitness even though the gym and I have a love hate relationship, I need to learn to love it always. I started smoking last year and I have been trying to stop ever since, the moment I started praying to God about it I have not wanted to smoke, but there are times when I am really stressed out that I want to smoke.

Financial Intentions-

With out giving or telling ALL of my business I was free of credit card debt January 2010..  Yeah, no longer am I free so I intend to have half of this credit card debt gone by May 2012.  I plan and intend to start saving for my next big move out of the state.  I do not know where I am moving as of now but I want to have at least $6,000 saved so I have some slicing of spending to do.  Being mindful of what I am spending, making sure it is not frivolous and that I need the item will be good for me because I use a budget but feel that after I have paid all of my bills I can just spend and spend. NOT GOOD.

Business (Career) Intentions-

I’m currently a midnight hustler, have a part-time job, I’m in graduate school, I volunteer with three different non-profit organizations, anddddd I just applied for a Full Time job at a substance abuse program that is hosted in a jail.  My business (midnight hustling) is my career; I know that my job is to help others get through life an easier way.  I love speaking to people and being able to help people by just telling my story, however I am in the position where I NEED multiple streams of income.  So I want and intend to continue to hustle hard, one day want to be full time just doing my businesses but until then I have to talk myself into going to a job to work under someone because these jobs are inline with my career.  I learn SO much on the job where I know I will be able to take it with me for my career.  So I have to remember the ultimate goal when I do go to the day job and know that one day my dreams will all be true.

Spiritual Intentions-

As I get older my faith is getting stronger.  I went through a period where I felt that I did not need to go to church to be close to God and while I still feel that, I am at a point where I want to fellowship with others who believe the same things I do so I will start to go to church and help out with the younger children in the church.  I give back to the “regular” community and I need and want to start giving back to the church community.

Social Intentions-

I am a loner and a lame.. I want to start getting out and having a life.  I can walk up to someone and start talking at a networking event, so I need to learn to do this outside of my business.  I need a life outside of my business and need to learn how to unwind and not worry about checking my email.  I have not been doing too well on the email intervention, which is why I am going to continue to do it as Jess LC does them and even with out her.  A lot of my friends complain about me not being around or coming out and falling asleep on them. (Wonder why) Just kidding I know why and I intend to change this immediately.  Oh and this includes traveling also and not worrying about if I have to go alone.  I want to live my life and have FUN!!

Emotional/Me Time Intentions-

Gorgeous upside down emotions are running through me daily.  I have so much going on, being pulled in so many different directions that I at times should say ENOUGH.  No more! BUT I do not.  I must stop and have time for me.  Stressing myself out and constantly going and going and going and being afraid to say NO will stop.  I schedule everything else in my planner but I stopped scheduling gym time or spa days.  Well truthfully I have not gone to the spa in almost two years, I used to take care of my outside exterior all the time.  I must admit I have been worried about getting my inside to match the outside that I have let my outside go.  Starting today, I am going to make sure to take care of my emotional health and that includes getting back to me time and standing up for me.


My 2011 Goals

Health:

Loose 30-40 pounds currently weigh 170

Tone up and be conscious of what I put into my body

Look into getting scalp looked

School:

3.5-4.0s +

No slacking and do the best I can do

Start earlier on papers and proof, proof, proof

 

Start thinking about PH.D programs

Get prepared for 2011 Graduation in December

Life:

Get rid of toxic people and things

Figure out if I want to work for someone when done with school or if I want to just work for myself

Atlanta or New York City for 2012

Relationship:

Start saving up for babe’s Engagement Ring

Work on our communication

Treat her with respect at all times

Money:

Get a 12 month Emergency Fund

Stick to budget or almost

Work:

Full Time for benefits

Part Time for Savings and Extra things

Javania M Webb Inc:

Network

Go to SCORE Event February 22

Finish Business Plan

Finish Proposals

Do at least ten speeches

Find schools and organizations that will pay me

Look at competition in ATL and NYC

Figure out ways to get paid for speaking engagements

Travel:

Go to Essence Music Festival

Go on a cruise

Go to Miami

Go to Cozumel Mexico

These are the goals that I set for myself… I did not change anything except I replaced my ex name with “babe”.   I read over this list and felt defeated. Why? Because I have not completed everything, but then I said to myself “THERE IS STILL TIME”.  Now I am going to be realistic, I will not be going to Mexico or Miami before the year is up because, well I can barely pay my rent.  I am not going to shed 30-40 pounds in the next four months, but I can watch what I eat and get healthier.

Everything else I can finish before the year is up, I moved Graduation to May 2012, I am waiting on the starting date for this new FT job.  I have traveled to Chicago, Orlando, and I am going to LA in October, will be going on a cruise in February.  What goals I do not finish in 2011 I will carry on for 2012.  I am in the process of trying to figure out where I am going to move in August of 2012 and trust this is not easy feat… The goals I did complete are crossed out, so I have done good so far and can do better.

What about YOU, did you make a goal list and have you completed them or did you forget about your goals all together? Let a comment down below. Thanks for reading.